Award-Winning Ethical KiwiSaver
Delivering top-ranking returns, supporting NZ charities and actively investing for a better world.
What's the Pathfinder difference?
Every decision we make is guided by our first principles: #1. Avoid Harm. #2. Do The Right Thing.
Our rigorous exclusion policy means your money won’t be invested in areas of concern such as Factory Farming, Fossil Fuels, Civilian & Controversial Weapons, Whaling and Animal Testing. Click here to check out our full list of exclusions.
We know exclusions alone aren’t going to change the world, which is one of the reasons Mindful Money awarded us Best Ethical KiwiSaver Fund in 2021. After we’ve excluded the negative, we actively invest to try and make the world a better, fairer place.
We invest to generate wealth & well-being
Through our investing we’re committed to showing you don’t have to sacrifice well-being (for yourself, your family or our planet) to grow your wealth.
Pathfinder KiwiSaver Fund Performance since inception (after fees, before tax) as of 30 September 2021. Our KiwiSaver started in July 2019. Index data from Morningstar.
We donate 20% to Kiwi Charities
For every KiwiSaver member who joins us, we donate 20% of our management fee to the charity of their choice. Check out how much we donated last year. We are expecting to more than double this in the year ahead.
Discover our charity partners and learn more about the terrific work they're doing to help protect our oceans, our children's nutrition, our forests and birds, the mental health of our children, fight climate change, and more.
Our values are Aware, Fair and Care.
These values guide our investment decisions. For instance, we avoid investing in companies whose business practices are inconsistent with the dignity of individuals or in companies who test products on animals. We also believe greater diversity improves decision making, so we invest in listed New Zealand companies that have at least one female board member.
Read more about how our values impact our investing in our ethical investing policy.
We consider environmental, social and governance (ESG) factors and invest for a better future.
We rate potential investments on how well they score in categories like labour standards, community impact, ecological footprint, shareholder rights and anti-corruption.
We aspire for our investment decisions to contribute to the United Nations Sustainable Development Goals; we want investments that are working towards one or more of these goals.
We're carbon negative
Pathfinder's KiwiSaver funds are not only carbon neutral, they're carbon negative.
A low carbon economy is central to our world view and investment objectives – we search for companies with lower carbon footprints or plans for transitioning to a lower carbon world and we raise awareness encouraging others to introduce them.
This data shows Pathfinder's overall exposure for key sustainability themes (compared to a market benchmark) via The Paris Agreement Capital Transition Assessment (PACTA) tool as at September 2021.
We're invested in transparency
We focus on investing in areas that contribute to the UN Sustainability Goals, areas like: renewable energy, energy efficiency, and fair access to safe water.
These companies are some of our holdings; they may change over time.
We invest in private companies, doing good in the world.
Lodestone Energy is building NZ’s largest Solar infrastructure network. It will use no water, produces no noise, no pollution, no emissions and will increase NZ’s solar generation by 8 times. Rua Bioscience is committed to helping the world access the power of bioactives for health and healing (and since we started investing Rua has become a listed company on the stock exchange). Wool+Aid have innovated zero-plastic plasters using naturally antibacterial, hypoallergenic and antimicrobial merino wool. Mentemia is a digital wellbeing platform, the users of which feel 83% more able to manage their stress.
Proudly a B-Corp Business
This is a rigorous certification that's hard to get and means our business meets the highest verified standards of social and environmental performance, transparency, and accountability.
We won Best For The World 2021 in the Customers category, meaning we are in the top 5% of companies adding value to our customers’ lives while supporting the greater good.
Why we chose Pathfinder KiwiSaver
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Make Pathfinder your Preferred Provider
Would you like Pathfinder to be your businesses' preferred provider? These Kiwi businesses did - join them by filling out the form below and emailing it to us at info@path.co.nz.
