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Growth Fund

Pathfinder's KiwiSaver Growth Fund (formerly the CareSaver Growth Fund) is designed to grow your KiwiSaver balance. 

Join the Growth Fund

Why Growth Fund

Pathfinder's Growth Fund is designed to grow your KiwiSaver balance. It is a higher-risk fund which means a larger percentage of your money is invested in shares. As such, you're likely to experience more ups and downs but overall higher long-term returns. This Fund may suit you if you're investing for 10+ years. 

Performance 

Ethical investing to achieve medium to high returns with a higher risk exposure. 

Past performance is no guarantee of future return. We encourage all investors to seek independent financial advice prior to making investment decisions.

Returns

3.5%

1 month 

13.1%

6 months 

24.2%

1 Year 

19.8%

p.a. since inception*

Performance figures as of 31/08/21, and are after fees before tax. Past performance is no guarantee of future returns. We encourage all investors to seek independent financial advice prior to making investment decisions. *31/7/19 (date of inception)

Risk Level

This Fund is suited to an investor with a mid to high tolerance to risk and a minimum investment timeframe of 10+ years. 

* The risk indicator is rated from 1 (low) to 7 (high). The rating reflects how much the value of the fund’s assets goes up and down. A higher risk generally means higher potential returns over time, but more ups and downs along the way.

This risk indicator is not a guarantee of the fund’s future performance. The risk indicator was prepared using the relevant market index returns from April 2016 to July 2019 (when the Fund was not in existence) and its returns since then. As a result the risk indicators may provide a less reliable indicator of the potential future volatility of the Fund.

Investor Notes

Ethical Approach

The Pathfinder KiwiSaver Growth Fund has been designated a Certified Responsible Investment by RIAA (Responsible Investment Association Australasia).

Diversification

The fund is diversified across asset classes, industries and geographies.  We use environmental, social and governance metrics, as well as financial metrics when making investment decisions. 

Target Investment

Equities and fixed interest

Number of Holdings

Approximately 200 

Asset Class

Cash (and Cash Equivalents),  NZ Fixed Income, International Fixed Income, Australasian Equities, International Equities, Listed Property, Other Assets

Investment Horizon

10+ years 

Benchmark

5% Bloomberg NZBank Bill Index

15% Bloomberg Barclays Global Aggregate Total Return Index

80% Morningstar Developed Markets Net Return Index (50% hedged to NZD)

Current Hedging Target

50% of non-NZD equity exposures

100% of non-NZD fixed income exposures

Join the Growth FundSee all our Kiwisaver Funds

Compare Our Funds

Choose the right fund for your risk tolerance and goals. 

Growth Fund Balanced Fund Conservative Fund
Return focus Medium to high Medium Modest
Risk focus Higher Medium Lower
Likely fluctuation in value More than the Balanced or Conservative Funds More than Conservative Fund but less than Growth Fund Less than both the Growth Fund and Balanced Fund
Minimum suggested time frame 10+ years (long term) 5+ years  3+ years 
Estimated annual fund fees 1.29% p.a. 1.14% p.a. 0.84% p.a.

In addition to our management fee, an annual administration fee of $27 is also charged (except for balances below $1,000). There is no administration fee charged on accounts for minors. 

Join the Growth FundSee all our KiwiSaver Funds

Investor Documents

View & download these investor document packs

luca bravo ESkw2ayO2As unsplash copy KiwiSaver Factsheet
jay mantri TFyi0QOx08c unsplash KiwiSaver Growth Fund Update 30/06/21
daniel j schwarz L50EwWmAY2w unsplash 1.copy Pathfinder KiwiSaver Plan Product Disclosure Statement
daniel chicchon b5OzPlT1K0M unsplash Other Material Information (OMI)
martine jacobsen xpsgubqxs E unsplash Statement of Investment Policy and Objectives

Historical fund updates

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