Past performance is no guarantee of future return. We encourage all investors to seek independent financial advice prior to making investment decisions.
p.a. since inception*
Performance figures as of 30/06/21, and are after fees before tax. Past performance is no guarantee of future returns. We encourage all investors to seek independent financial advice prior to making investment decisions. *31/7/19 (date of inception)
* The risk indicator is rated from 1 (low) to 7 (high). The rating reflects how much the value of the fund’s assets goes up and down. A higher risk generally means higher potential returns over time, but more ups and downs along the way.
This risk indicator is not a guarantee of the fund’s future performance. The risk indicator was prepared using the relevant market index returns from April 2016 to July 2019 (when the Fund was not in existence) and its returns since then. As a result the risk indicators may provide a less reliable indicator of the potential future volatility of the Fund.
The Pathfinder KiwiSaver Growth Fund has been designated a Certified Responsible Investment by RIAA (Responsible Investment Association Australasia).
The fund is diversified across asset classes, industries and geographies. We use environmental, social and governance metrics, as well as financial metrics when making investment decisions.
Equities and fixed interest
Number of Holdings
Cash (and Cash Equivalents), NZ Fixed Income, International Fixed Income, Australasian Equities, International Equities, Listed Property, Other Assets
5% Bloomberg NZBank Bill Index
15% Bloomberg Barclays Global Aggregate Total Return Index
80% Morningstar Developed Markets Net Return Index (50% hedged to NZD)
Current Hedging Target
50% of non-NZD equity exposures
100% of non-NZD fixed income exposures
|Growth Fund||Balanced Fund||Conservative Fund|
|Return focus||Medium to high||Medium||Modest|
|Likely fluctuation in value||More than the Balanced or Conservative Funds||More than Conservative Fund but less than Growth Fund||Less than both the Growth Fund and Balanced Fund|
|Minimum suggested time frame||10+ years (long term)||5+ years||3+ years|
|Estimated annual fund fees||1.29% p.a.||1.14% p.a.||0.84% p.a.|