Past performance is no guarantee of future return. We encourage all investors to seek independent financial advice prior to making investment decisions.
p.a. since inception*
Performance figures as of 31/08/21, and are after fees before tax. Past performance is no guarantee of future returns. We encourage all investors to seek independent financial advice prior to making investment decisions. *31/7/19 (date of inception)
The rating reflects how much the value of the Fund’s assets goes up and down (volatility). A higher risk generally means higher potential returns over time, but more ups and downs along the way. This risk indicator is not a guarantee of a fund’s future performance. The Fund does not have a five-year history. The risk indicators were prepared using relevant market index returns from April 2016 to July 2019 (when the Fund was not in exsistence) and its returns since then. While risk indicators are usually relatively stable, they do shift from time to time. You can see the most recent risk indicator in the latest fund update for the Funds.
The Pathfinder KiwiSaver Balanced Fund has been designated a Certified Responsible Investment by RIAA (Responsible Investment Association Australasia).
A diversified selection of fixed interest investments and global companies that score highly on environmental, social and governance ratings.
A higher weighting of income assets vs growth assets.
Number of Holdings
Cash (and Cash Equivalents), NZ Fixed Income, International Fixed Income, Australasian Equities, International Equities, Listed Property, Other Assets
20% Bloomberg NZBank Bill Index
60%Bloomberg Barclays Global Aggregate Total Return Index
80% Morningstar Developed Markets Net Return Index (50% hedged to NZD)
Current Hedging Target
50% of non-NZ equity exposures
100% of non-NZD fixed income exposures
|Growth Fund||Balanced Fund||Conservative Fund|
|Return focus||Medium to high||Medium||Modest|
|Likely fluctuation in value||More than the Balanced or Conservative Funds||More than Conservative Fund but less than Growth Fund||Less than both the Growth Fund and Balanced Fund|
|Minimum suggested time frame||10+ years (long term)||5+ years||3+ years|
|Estimated annual fund fees||1.29% p.a.||1.14% p.a.||0.84% p.a.|