With residential property prices racing higher, could the market be a ponzi, a bubble or simply imbalanced?
Economies are yet to recover from Covid-19, and yet despite the economic chill, the bull is still charging, with stock markets at all-time highs.
Please don’t shoot the messenger here, but residential property is not a productive asset class for our country.
This year some company shares have gone hay-wire.
Our Pathfinder managed funds are open to both New Zealand residents and non-residents, trusts and children.
Our digital form will guide you through the requirements. Please read through carefully and supplied the requested documentation.
Use the joining form on the website for managed funds. Even though you already have a KiwiSaver account with us, there are different regulations around managed funds and we require slightly different information from you.
It takes a few minutes to complete the form and a few working days for us to run our compliance checks and set up the account.
You will receive an email notification with payment instructions when your account is ready.
Yes. As you complete the online joining form, you will be asked for supporting documentation proving your relationship and additional information for guardians.
Please pay into the following account using the references below. Be sure to note the correct code in the payment details to us.
There is a minimum initial deposit of $5,000 but no minimum regular contribution required after that. It is up to you.
- Account Name: Pathfinder Account
- Account Number: 03-0566-0224417-000
- Particulars: Your Member Number PAMxxx
- Code: see below for your Fund code
- Reference: Your Surname
Pathfinder Global Water Fund: PGWF
Pathfinder Global Responsibility Fund: PGRF
Pathfinder Global Property Fund: PGPF
Pathfinder Ethical Trans-Tasman Fund: PETTF
Pathfinder Ethical Growth Fund: PEGF
Please note that from the time your funds are received, it takes 2-3 working days to price and invest. The entire process therefore can take 4-5 working days depending on bank processing times.
Should you need help, please contact our friendly Customer Service team.
If you’ve been a member of KiwiSaver for three years, you may be able to withdraw some of your KiwiSaver savings to put towards purchasing your first home.
You can withdraw your contributions, your employer’s contributions, any government contributions, and all of the investment returns in your KiwiSaver account (provided you leave a minimum balance of $1,000).
If you have owned a house before, you may still qualify if the Minister of Housing considers that your financial situation, in terms of your income, assets and liabilities, is the same as what would be expected for a person who has never owned a home.
In this case, you need to get a certificate from Housing New Zealand (now Kāinga Ora) verifying this.
There is a minimum investment amount of $5,000 for the initial investment. Once you're account is set up, you're welcome to make regular or one-off payments at any time. Please use our online banking instructions.
Regular savings / contributions
- You can invest by making regular payments, and change (or stop) the amount you save, at any time. You can do this via online banking using the information below.
- You can make a lump sum payment into your account at any time using internet banking or Direct Debit.
- Bank: ANZ / Branch: Cnr Queen and Victoria Streets, Auckland
- Account Name: Pathfinder KiwiSaver Applications
- Account Number: 01-1839-0934700-00
- Particulars: your IRD Number
- Code: your Unique Investor Number: ESGxxxxx
- Reference: your Surname
See how much you could save by age 65
Find out what you're exposed to in your KiwiSaver